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I've been brainstorming an RPG class themed around usury, I plan to call it something like "Loan Shark" or "Debt Collector". Combat-wise, I envision its role as a percentage-based delayed-effect buffer/debuffer, with skills themed around "lending and borrowing with interest"; an example skill could be debuffing yourself of 15% of your own max attack and defense and buffing a target for that amount, but taking 20% of the target's max attack and defense back to buff yourself with that amount a few turns later. Another skill could be taking away 10% of your own max health to heal a target for that amount, but taking away 15% of the target's max health to heal yourself a few turns later. A higher-tier skill could even be "borrowing" a target's skill, but the target gets the skill back with boosted power and effects a few turns later. The intent is to encourage high risk/high reward playstyles by making the player go through temporary and risky pain early in a battle in order to get a great payoff later (or vice-versa if you think you can end the fight quickly). What do you /v/irgins think, has it got potential to be broken and/or at least fun? Has something like this been done before in any games or media?