Thread #62120602
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I will unironically never own a home. How do I come up with $40k for a downpayment? I only have $5k
>t. 33yo millennial leaf
+Showing all 22 replies.
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>>62120602
People here just squat and steal homes. Lots of abandoned homes the rich won't come back to, some of which might have their electricity bills consistently paid for.
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>>62120602
If You haven't been able to scramble $40k for a downpayment in those 13 years since entering workforce You'll never be able to. Just keep renting and pray for inheritance.
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>>62120602
I paid $300,000 cash for my home.
Nigga you're broke. Brokies don't get homes. You can't afford a used car and you expect a whole property?
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you and I both know how much money you've wasted on bullshit. time to become a man.
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>>62120602
>leaf
It's fucking over lmao. If you're a jeet you could probably get a free house from the government. If you're White then just move to America, the housing market is still pretty shit here but still infinitely better than Canada's
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>>62120602
Bro, I saved up more money working as a waiter in a restaurant at 16 than you did at 33. People like you don’t deserve anything in life, consider MAID since you’re a leaf.
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>>62120602
>runescape
the good old days
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>>62120602
these >>62120644
>>62120652
>>62120688
fr

i'm a neet retard at 22 i'm freaked out about it
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>>62120702
>Move to America
And risk getting blown up in ww3 by a nuke? No thank you. Not to mention I'd have to live next to mutts, or worse. I live in a part of Canada where there are no jeets, so at least I have that going for me kek
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>>62120724
neet retard at 22
100k net worth by 32
1m net worth by 42

easily. dig in and make it happen
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Just inherit your dad's when he dies?
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>>62120788
maybe i just will
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>>62120602
you only need $40k for a down payment and you can't even do that? just get a job and put away some cash. I know jeets and chinese have ruined canada, but can it really be that bad?
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>>62120602
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>>62120602
1 year living in your car
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>>62120716
Never to come again. You can fire up OSRS but it's not the game you miss. It's the time, the childlike wonder, the sense of adventure.
Nostalgia grants every generation rose-tinted glasses, it's true. But in our case it was genuinely better back then.
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>>62120602
>put down $40k downpayment to sign up for a 30+ year good goy mortgage
>Housing market collapses well before then
>lose everything

Buying now is a horrible idea

>>62121008
you have no idea
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>>62120867
Every billiionare on the planet wold suck your cock sloppy for the time you have. Just make a plan and try, and if that plan dosent work make another one. Start lifting once or twice a week at least.
https://www.youtube.com/watch?v=vau3n0pcI2Q
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>>62122239
White harder.
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>>62122237
Can anyone remake this gif so the movement outside the window is slower?
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>>62120602
I have 50k for a down payment. I will still have to work 30 more years to pay it off. For a 200,000 home.
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>>62120867
And stop telling yourself you have time, It felt like yesterday I was 22 saying I'll get my shit together next year. The sooner you get life on track the better

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