Thread #28912580
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Do i do it bros? 0% interest for 72 months. It the standard but i’m upgrading from a 200k mile toyota shitbox.

$400k NW at 28, i’ve never made a car purchase before and i’m scared.
+Showing all 41 replies.
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Pedophile car
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>>28912581
I know but it 0% interest for 72 months…
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>>28912580
That POS won't run for 72 months
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>>28912584
>>28912581
cutting your dick off wont make you a woman no matter what dr shekelberg told you
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>>28912580
EV's are the most prime examples of a lease only vehicle possible. Buying one let along financing one is beyond retarded.
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>>28912589
It's interesting that you're just learning this now
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>>28912580
> $400k NW at 28, i’ve never made a car purchase before and i’m scared.
is this some kind of pajeet larp or something? it’s 400 dollars a month not 4000 you shitskinned faggot
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>>28912600
Bro I live like a miser, I kid you not. I just sock away money for investments. Idk why it just became a habit for me.
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>>28912602
i dont believe you and no a screenshot of a banking app will not change my mind
that being said if youre getting a tesla aim for the the model s plaid it does 0-60 in 2 seconds flat
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>28
if you are renting an apartment you don't need to take on a $480/month car payment and full coverage on a brand new vehicle
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buy a 3 year old one for 60% off
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>>28912580
Two years into a car loan you will want to kill yourself.
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>>28912580
>Do i do it bros?
No.
Get an E39 M5.
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>>28912580
Why are ya asking, just kyss yourself already
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>>28912580
Get the BMW i4 instead if you value a semblance of fun and comfort.
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>>28912583
Really a good deal
Call your insurance and see what it would cost, need full coverage for a bank owned vehicle.
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>>28912580
OP is a brown third worlder kek
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the day when the last of these smooth 2 ton space turds has either been crushed or incinerated its owner inside cannot come soon enough. driving behind one of these as a normal human is like being fucked in the dick hole while someone shoves needles under my fingernails. plus I can't see for shit around or over it
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>>28912583
Buy a car because it's good not because they're desperate to sell it and offering 0% interest. Only buy EV if you have a house and not a rentoid
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>>28912580
>$400k
what do you do?
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>>28912580
HOW MUCH % APR AFTER 72 MONTHS BRO
WAS IT OAC? WHAT FINANCING OPTIONS ARE THERE? IS THERE THE APPS?? NO MONEY DOWN RED FLAG SALES EVENT
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>>28912580
Old good
New bad
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>>28913279
and just to say model 3 looks much better than model y
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>>28912580
ugly
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>>28912580
why not just get a non-standard model 3? Do you really need the space of Y? go for it if you really need it, I assume you test drove one
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>>28913291
just like how a regular turd looks better than a corny turd
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>>28912580
No
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>>28913381
it's not the best looking car but I kinda appreciate clean lines in contrast to countless lines and creases of modern bmw/audi whatever.
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>>28912580
Used ones of these are a fraction of the price. If you don't lease a new one you are beyond retarded.

Wildly beyond retarded. Either get a used one or lease it.
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>>28912580
Buy used. EVs have the highest initial depreciation and the batteries last well over 7 years.
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>>28913836
>>28913842
The problem with buying a used Tesla isn't the battery but the rest of the car. The bumper to bumper will save you more than the depreciation runs. Plus if you're financing then 0% apr will put you way ahead of a used car loan. The used one will cost you more after 5 years
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>>28913161
This.
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>>28912580
0% for 72 months? Yes, absolutely. Thanks to inflation, Elon is paying you to drive the car. As long as your investments+inflation beat depreciation (which is stiff on an EV) you're good. Also the running costs are about 1/3rd of a ICE car, more if you're in a place where gas taxes are high.
Also they ride incredibly nice and quiet, they drive themselves, and they're fast. I know someone who lives in a condo and has a Model Y. She just gets a coffee at a place that has sSuperchargers once a week and she's good.
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>>28913936
Cultist bot post right here
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>>28914030
Deranged troon post right here. As long as inflation exists, 0% financing is negative interest.
Depreciation on EVs is a motherfucker, but that's offset (aside from any credits that may exist) by much lower cost of operation and, in this case, a loan that's literally paying you to buy the car.
I'm sure the depreciation on a Model 3 is well known by now, so you just have to plug that in, plus an assumption for inflation (likely to get very bad again over the next 5 years as they try to print a recession away), plus a reasonable rate of return on investments compared to paying cash.
If inflation goes back to 5% per year, meaning a basic boomer index fund will go up 10-15+% per year, a monthly payment at 0% is quite literally free money
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>>28912580
it's because the battery is a consumable and costs like $30,000 to replace unironically
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>>28912580
No bro pay cash for a toyota thats less then 5 years old and daily it for the next 10 years. The depreciation on the Tesla will cost you more then what you save on interest. If you really like it you can afford it but I'd rather get a fun car for that sort of money.
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>>28912580
>0-60 mph 6.8 seconds
Weren't EVs supposed yo be quick?
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>>28914302
It's rated limited if you don't have xitter premium+
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>>28914063
>Proceeds to bot post
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>>28914302
It's the cheap version. They made it bad so people would want to buy the next trim up. Which really sucks because I actually the headlights and no-moonroof better.

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